Review what the agents prepare. Run a whole workflow in one click. Or just describe the job and let the agent finish it. Bharatsure agents do the work behind the distributor, from finding the lead to renewing the policy.
Nothing is sent to a customer until you approve it.
Trusted by leading brokers, platforms and institutions
Bharatsure Agentic OS
Review what they prepare, run a workflow in one click, or describe the job and let them finish it. The agents work behind the distributor and connect to 30+ insurers and TPAs.
The agent does the work and stops at a review step. Nothing goes to an insurer or a client until your team approves it.
Repeatable jobs are a button, not a project. Start the job, and the agent runs every step.
Ask in plain language. The agent works out the steps, completes the workflow and shows you the result to review.
The policy lifecycle
From finding the lead to renewing the policy, agents do the work at every stage. At each one you can review it, run it in one click, or ask for it.
TodayScattered emails, calls and CRM notes.
With BharatsureReads the client's existing policies, financials and news, flags gaps such as under-insurance after a plant expansion, and drafts the outreach.
Lead generation in depth →TodayA form per insurer, and quotes chased for days.
With BharatsureCollects risk data once, requests quotes from several insurers and lays them side by side with coverage differences marked.
Quotes in depth →TodayRe-keying into insurer portals, and KYC back and forth.
With BharatsureValidates documents and KYC, sends the proposal and checks the issued policy against the quote.
Issuance in depth →TodayQueries by phone and endorsements by email.
With BharatsureAnswers policy and benefit questions for employees, HRs and brokers. Endorsements are processed and synced with the insurer.
Servicing in depth →TodayPaper files, and no one owns the outcome.
With BharatsureSorts bills and discharge summaries, extracts treatment details, fills the claim form and checks it before submission.
Claims in depth →TodayDates in spreadsheets, and last-minute requotes.
With BharatsureTracks every expiry, uses the year's claims history to negotiate, and drafts the renewal proposal.
Renewals in depth →Watch it work
One film per stage, each following a real-world situation from the first message to the sign-off. The agents do the legwork, and a person decides.
A new quarter and a list of 500 prospects. Agents check them all, match them against the client list and read each company's news, and find the best lead sitting on row 347. You send the note.
Built for a regulated industry
Agents prepare the work. A named person on your team reviews it and decides before anything is sent to an insurer or a client. Your licence, your advice.
Every action, by a person or an agent, is logged, so you can see what was done, when and by whom.
ISO/IEC 27001:2022 certified, with role-based access and audit trails.
Employee Benefits
The servicing agent answers member queries and processes endorsements, the claims agent prepares every claim, and quote and renewal agents do the chasing, so distributors can grow their book without building the infrastructure themselves.
Affinity Platform
API-first infrastructure to launch sachet and embedded insurance, from solar panels to gig riders to pet care. Pick a cover, pick a trigger, and the Agentic OS handles issuance, servicing and claims.
Retail Insurance
Health, life, motor, travel: pre-integrated, compliant and white-labelled for banks and agents, with AI agents handling quotes and issuance.
Claims Infrastructure
A claims agent behind a white-labelled dashboard, 15+ TPA integrations, published SLAs and an optional 24x7 expert desk.
Commercial Insurance
Agents find the coverage gap from a client's own documents, collect risk data once, get quotes from many insurers side by side, and run the renewal. Liability, asset, marine, engineering, fire, cyber, surety and specialty.
Why partners choose us
Leads, quotes, issuance, servicing, claims and renewals on one system. No juggling between vendors, portals and spreadsheets.
From onboarding to first policy in days, not months. Streamlined for both group insurance and embedded insurance use cases.
The OS does the work behind the distributor, under the distributor's own name, instead of handing your team another screen to operate.
A policy is only as good as its claim. 15,000+ claims settled, 65% cashless against an industry average of 56%, and fully paperless.
ISO/IEC 27001:2022 certified. Your data and your clients' data - protected at every layer.
30+ insurers and TPAs and 10+ healthcare providers across health, life, motor, commercial, surety and specialty.
Featured Series
Bharatsure on Ideabaaz - Episode 2
Embedded insurance, affinity platforms, and the road ahead.
Bharatsure on Ideabaaz - Episode 3
Empowering brokers and enterprises with full-stack group benefits technology.
Bharatsure on Ideabaaz - Episode 4
Redefining claims, endorsements, and servicing in the Indian insurtech ecosystem.
Bharatsure on Ideabaaz - Episode 1
Building insurance infrastructure for Bharat's next billion.
Bharatsure on Ideabaaz - Episode 2
Embedded insurance, affinity platforms, and the road ahead.
Bharatsure on Ideabaaz - Episode 3
Empowering brokers and enterprises with full-stack group benefits technology.
Bharatsure on Ideabaaz - Episode 4
Redefining claims, endorsements, and servicing in the Indian insurtech ecosystem.
Bharatsure on Ideabaaz - Episode 1
Building insurance infrastructure for Bharat's next billion.
Bharatsure on Ideabaaz - Episode 2
Embedded insurance, affinity platforms, and the road ahead.
Bharatsure on Ideabaaz - Episode 3
Empowering brokers and enterprises with full-stack group benefits technology.
What our partners say
“Our clients love the mobile app experience provided through Bharatsure. From policy access to claims support, everything is simple and accessible. The platform has enabled us to offer a smooth and transparent claims experience to employees, which has greatly improved client satisfaction.”
Fintech Distribution Partner
“Bharatsure has completely transformed the way we offer group insurance. With their ready-to-use digital infrastructure and white-labelled platform, we were able to launch our own insurance portal without investing in heavy tech development. It helped us tap into the group insurance segment much faster while keeping the entire experience seamless for our clients.”
Broker Partner
“The platform has significantly reduced our operational workload. Tasks that earlier required manual coordination across teams are now streamlined through Bharatsure's dashboard and automation tools. It has improved our operational efficiency and allowed our team to focus more on business growth rather than backend processes.”
Broker Operational Lead
Answers to common questions about Bharatsure's platforms and infrastructure.
View all FAQsIt is the AI operating system that runs the policy lifecycle for insurance distributors: lead generation, quotes, issuance, servicing, claims and renewals. Distributors sell under their own name while Bharatsure does the work behind them and connects to insurers and TPAs.
The platform is designed primarily for licensed brokers and agents. However, B2B institutions and corporates looking for a tech layer can also access parts of the platform in a different capacity. Reach out and we'll map the right setup for you.
No. Bharatsure operates under the appropriate regulatory framework. As a partner, you distribute insurance through our licensed infrastructure; you do not need your own insurance or broking licence.
Yes. Bharatsure can support assisted and semi-embedded models while a deeper API integration is planned.
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A practical guide to Aadhaar face authentication in insurance, covering partner roles, consent, KYC fallbacks, failed matches and workflow hand-offs.
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The IRDAI risk based capital framework panels do not change partner rules today, but they justify closer reviews of insurer capacity, data and economics.
Tell us about your business model and the team will map how the Agentic OS runs your leads, quotes, servicing, claims and renewals.
