Bharatsure field notes
Practical insurance infrastructure notes.
Ideas on embedded insurance, employee benefits, partner distribution, and the operating systems behind better customer protection.
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Embedded Insurance Trends in 2026
Explore 2026 embedded insurance trends across platform distribution, claims experience, product design, trust, and risk management.
Read articleInsurance
Common Hospital Network Insurance in India: Claims Playbook
A practical guide to common hospital network insurance in India, covering cashless claims, TPA hand-offs, data validation and member-service exceptions.
Read nextInsurance
Aadhaar Face Authentication for Insurance: Partner Workflow
A practical guide to Aadhaar face authentication in insurance, covering partner roles, consent, KYC fallbacks, failed matches and workflow hand-offs.
Read nextLatest thinking
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28 articles
Common Hospital Network Insurance in India: Claims Playbook
A practical guide to common hospital network insurance in India, covering cashless claims, TPA hand-offs, data validation and member-service exceptions.
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Aadhaar Face Authentication for Insurance: Partner Workflow
A practical guide to Aadhaar face authentication in insurance, covering partner roles, consent, KYC fallbacks, failed matches and workflow hand-offs.
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IRDAI Risk-Based Capital Framework: What Partners Should Track
The IRDAI risk based capital framework panels do not change partner rules today, but they justify closer reviews of insurer capacity, data and economics.
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Rooftop Solar Insurance in India: A Partner Readiness Guide
Rooftop solar insurance in India: a practical guide for OEMs, installers, lenders and marketplaces designing relevant asset-protection journeys.
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Cyber Resilience Directions for Payment System Operators
A practical guide to cyber resilience directions for payment system operators across embedded-insurance data, vendors, incidents and evidence.
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RBI Digital Fraud Compensation 2027: A Fintech Readiness Plan
A readiness plan for RBI digital fraud compensation in 2027, covering complaint intake, evidence, customer communication and insurance hand-offs.
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Swiggy Delivery Partner Insurance: What Platforms Can Learn
Swiggy delivery partner insurance offers an operating model for platforms designing accident, hospitalisation, family cover and claims journeys in India.
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Group Health Insurance Endorsements for Brokers: A Workflow Guide
A practical guide to group health insurance endorsements for brokers, covering intake, approvals, records, updates and follow-up control.
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Is Travel Insurance Mandatory on Train Tickets in India?
As partners ask “is travel insurance mandatory on train tickets India?”, this explainer maps the rule and the implications for checkout, servicing and claims.
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Gig Worker Insurance: A Design Guide for Platforms
A practical framework for gig worker insurance for delivery platforms india: relevant cover, embedded enrolment, plain-language servicing and usable claims.
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SBI Data-Exposure Report: A Cyber-Cover Design Test
Cyber insurance for banks in India needs an incident-ready approach to reporting, evidence, response services and customer communication.
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PhonePe’s Diwali Cover: A Playbook for Embedded Protection
What PhonePe firecracker insurance signals for platforms designing clear, short-duration festive protection and claims journeys in India.
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White-Label Insurance Claims Platform in India: What Lenders and Platforms Need to Integrate
A practical guide to a white label insurance claims platform India lenders and digital platforms can integrate for tracking, hand-offs and SLA reporting.
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Commission Caps: A Playbook for NBFC Insurance Partners
A practical guide to IRDAI commission-cap reforms for insurance distribution, for NBFC, bank and insurer teams redesigning credit-life journeys.
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UPI Fraud Insurance for Fintechs: How to Design Cover When a Customer Authorises the Transfer
A practical guide to upi fraud insurance india cover for authorised-transfer scams, claims evidence, exclusions and customer communication.
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IRDAI Distribution Reforms: What an Extended Feedback Window Would Mean for Brokers and Embedded Partners
IRDAI insurance distribution reforms feedback deadline: what brokers and embedded-insurance partners can review after a consultation closes.
Read articleEmbedded Insurance Trends in 2026
Explore 2026 embedded insurance trends across platform distribution, claims experience, product design, trust, and risk management.
Read article
India's "New Labour Codes": What Gig & Platform Workers Should Know
Understand India's new labour codes and what gig platforms, platform workers, and employers should know about worker protections.
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Top 5 Wellness Trends Indian Employers Are Embracing in 2025
Explore five wellness trends Indian employers are adopting in 2025, from mental health support to flexible and tech-enabled care.
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8 Proven Strategies to maximise customer value for Insurance Companies
Explore practical strategies insurers can use to improve retention, deepen customer relationships, and increase long-term client value.
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Embedded Insurance in India: A Partner Implementation Guide
A practical embedded insurance guide for Indian platforms, covering use-case design, APIs, disclosures, servicing, claims and renewal measurement.
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Future of Embedded Insurance: Seamless, Tech-Driven, and Accessible
A look at the future of embedded insurance and how seamless digital journeys can make protection more accessible and relevant.
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History of Insurance Industry in India
Trace the history of insurance in India, from early risk-sharing practices to the modern insurance industry and digital evolution.
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How to Choose the Right Insurance Provider for Your Business
Learn how to choose the right insurance provider for your business by evaluating coverage, service, reliability, and support.
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What Will the Future of Insurance Look Like
Explore what the future of insurance may look like as insurtech, personalization, data, and digital service models reshape the industry.
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All you need to know about Insurtech trends in India 2023
Learn the key insurtech trends shaping insurance in India, from digital distribution and automation to customer-first product design.
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The Impact of COVID-19 on the Online Life Insurance Industry in India
Review how COVID-19 changed online life insurance in India, including consumer behavior, digital buying, and insurer operations.
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Insurtech: Revolutionizing the Insurance Landscape with Bharatsure
Discover how insurtech combines technology and insurance to improve distribution, customer experience, data use, and product access.
Read articleExplore the right insurance program for your audience
Tell us about your business model and the team will map how the Agentic OS runs your leads, quotes, servicing, claims and renewals.
