Insurance inside your platform, run by agents

Banks, fintechs, HR tech platforms, healthtechs and enterprises offer insurance under their own brand, while the Agentic OS runs the quotes, issuance, servicing and claims behind it.

Bharatsure Agentic OS
Add the newly acquired company to our cyber policy
  • ✓Turned the CFO's email into an endorsement request
  • ✓Checked the auto-cover clause: 12.5% is over the 10% limit, so endorse
  • ✓Answered the insurer's queries
  • ✓Matched the pro-rata premium payment
Endorsement ready for your confirmation

Review it, then confirm.

Platforms and partners

Find your fit

Whatever your business, the same Agentic OS runs the insurance behind your brand.

Enterprises

Give HR one dashboard and employees one benefits home

Give HR one dashboard to manage policies, endorsements and claims, and employees a self-service app to access their benefits.

HR teamsPeople opsMulti-location teamsEmployee self-serviceClaims visibility

Centralise policy data, employee additions, e-cards, claims tracking and renewal visibility without moving between insurers and TPAs.

Banks & NBFCs

Turn institutional relationships into a group insurance channel

Offer a white-labelled employee benefits platform to corporate and SME clients through relationships you already own.

SME lendingCorporate bankingRelationship-led distribution

Launch group insurance, lending-attachment covers, claims servicing and wellness add-ons under your own brand without building insurance infrastructure.

Fintechs

Offer group health as a natural SME customer cross-sell

Offer group health insurance as a natural SME, merchant or business customer cross-sell without managing insurance operations.

SME fintechsMerchant platformsPayroll-linked lendingBusiness bankingEmbedded benefits

Add group health and voluntary benefits to SME journeys while Bharatsure handles insurer coordination, servicing and claims operations.

HR techs

Turn payroll and HR workflows into a benefits revenue layer

Add group insurance to your payroll or HR platform and unlock new revenue from existing SME customers.

HRMS platformsPayroll productsSME HR toolsBenefits marketplacesAPI-led workflows

Map insurance to onboarding, payroll activation and employee exits with configurable benefits, data sync and endorsement workflows.

Healthtechs

Make healthcare services part of a complete employee benefits stack

Add the group health layer to your corporate vertical and position healthcare services as part of a complete employee benefits stack.

OPD platformsDiagnosticsTelehealthCorporate wellnessProvider networks

Bundle group insurance with OPD, teleconsultation, diagnostics and wellness services to deepen your corporate offering.

Built for a regulated industry

Agents prepare. Your team decides.

Your team signs off

Agents prepare the work. A named person on your team reviews it and decides before anything is sent to an insurer or a client. Your licence, your advice.

Every action logged

Every action, by a person or an agent, is logged, so you can see what was done, when and by whom.

Certified and secure

ISO/IEC 27001:2022 certified, with role-based access and audit trails.

Put an AI back office behind every distributor

Tell us about your business model and the team will map how the Agentic OS runs your leads, quotes, servicing, claims and renewals.

Bharatsure insurance consultation